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15-Year Fixed Loan vs 30-Year Fixed Loan

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There are lots of mortgage options out there, but many home buyers tend to lean toward the 30-year fixed

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Why is the Housing Market So Competitive Right Now?

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Back in the day, a real estate agent would see maybe two or three offers on a home. Now realtors may see an

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Home Improvements To Increase the Value Of Your Home

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Home improvements can not only be fun, but can increase the value of your home once it’s time to sell.

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How to Lower Your Down Payment

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Some people believe you need to put a 20% down payment on a house. There are programs that allow you to put

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Jumbo vs Conventional (High Balance)

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Jumbo loans are an important type of loan to consider when you are looking to purchase or refinance a high

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Why is a VA loan so desirable?

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The VA home loan program has been around for seven decades. This long-cherished benefit has backed more than

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How to Apply for a VA Loan

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To begin the process, veterans and service members do not need to know whether they are eligible for a VA

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VA Loan limits: What does this mean for me

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VA loan caps are the maximum loan amounts that the Department of Veterans Affairs can guarantee without

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Eligibility for a VA Loan

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1. VA Loan Eligibility is Earned Most service members are told that they will be eligible for a VA loan if

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How to refinance your mortgage in 6 easy steps

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Step 1: Decide what you want to get out of the refinancing process There are a lot of reasons to refinance a

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Refinance Your Mortgage: When It Makes Sense

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When refinancing a home, it makes sense to do so if it will save you money or make paying your monthly

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Refinancing 101

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Refinancing is the process of replacing an existing mortgage with a new one. Refinancing is done to give a

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How much down payment is enough?

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How much should you pay? Should you put down a 20% deposit on a home even if it isn't required? The answer

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First time buyer: a checklist

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So you’re ready to buy a house? It’s definitely an exciting time and obviously, something

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Pre-approval letter 101

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To qualify for a mortgage, a borrower must meet a lender's pre-determined set of criteria, which may include

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