1. To begin the process, veterans and service members do not need to know whether they are eligible for a VA loan. During the first phase which is called a pre-approval, you'll get a sense of whether or not you are able to qualify for a VA loan.

2. If you've signed a contract on a home, the VA loan process usually takes 30 to 45 days, but every buyer's situation is different. Applying for a VA loan does not commit you to a lender and you don't have to move forward with buying a home.

3. Start your VA loan online.

4. Obtain your Certificate of Eligibility from your lender.

5. Complete your loan application and provide your lender with all relevant documentation, including W-2s, tax returns, and financial statements that may be needed.

If you need assistance with the process, Arc Home is here to help. Schedule your appointment with a loan agent at a time that works best for you by clicking here and we would love to help out in any way we can.